Do I need my own agent to buy at Mill Creek?

The sales rep at Mill Creek works for Caruso Homes. Your own agent represents you, negotiates the incentives and the contract, and Caruso Homes pays that commission. Most builders only honor it if your agent is registered on your first visit, so tell them you are working with Sean before you walk in.

How much do homes at Mill Creek cost?

Starting at $1,229,990. 9 plans. Starting prices are the builder's base prices at last check (Sep 29, 2026) and change with the homesite, elevation and options.

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Mill Creek

3701 Mill Creek Way, Ellicott City, MD 21043

Price: Starting at $1,229,990
Homes: Single-family; 9 plans
Builder incentive: Up to $75K; as of Sep 29, 2026

Builder incentive

40th Anniversary savings: up to $17,500 in closing costs and half off options up to $75,000 on new contracts; builder states offer ends 11/31/2026 as written; requires Caruso Homes preferred lender and title company.

As advertised by Caruso Homes on Sep 29, 2026. Subject to change; usually requires the builder's lender. Sean confirms the current terms with the builder before you write.

Ask Sean about Mill Creek Caruso Homes website

Before you visit the model: tell the rep you are working with Sean. The builder pays your agent; registering on the first visit is what keeps it that way.

Model open daily; call or text for hours

Sales office 301-517-7314. Call Sean first: (240) 221-5907.

Floor plans and models

As published by Caruso Homes; prices are the builder’s starting prices at last check (Sep 29, 2026) and change with lot, elevation, and options.

Plan	Type	Beds	Baths	Sq ft	Garage	From
Clark (Lot 24)	Single-family	4-5	2.5-4.5	2,727-3,828	2 stories	$1,229,990
Clark (Lot 2)	Single-family	4-5	2.5-4.5	2,677-3,743	2 stories	$1,324,990
Ellicott (Lot 22)	Single-family	4-6	2.5-4.5	3,784-5,158	2 stories	$1,387,990
Ellicott (Lot 19)	Single-family	4-6	2.5-4.5	3,846-5,264	2 stories	$1,427,990
Ellicott (Lot 20)	Single-family	4-6	2.5-4.5	3,846-5,264	2 stories	$1,448,990
Ellicott (Lot 29)	Single-family	4-6	2.5-4.5	3,777-5,186	2 stories	$1,449,990
Ellicott (Lot 23)	Single-family	4-6	2.5-4.5	3,791-5,208	2 stories	$1,498,990
Banneker (Lot 27)	Single-family	5-6	3.5-5.5	4,832-5,473	2 stories	$1,498,990
Banneker (Lot 25)	Single-family	5	3.5-5.5	4,741-5,405	2 stories

1 home listed as move-in ready or under construction at last check, $1.41M to $1.41M.

Builders put their biggest incentives on homes they are carrying. Ask Sean for the current list with what each one is really offering.

About the community

Grand opening; 1/4 to 1/3 acre homesites, select lots back to forest conservation
Less than a mile from historic Main Street Ellicott City
Access to Patapsco Valley State Park
4-6 beds, 2,677-5,473 sq ft

Amenities

1/4 to 1/3 acre homesites
some lots back to forest conservation

Near: 13 miles to Baltimore, 30 miles to Washington, D.C., 11 miles to BWI Airport
School district: Howard County Public Schools

Builder's expiration is printed as 11/31/2026, which is not a calendar date; confirm end date with sales Decorated model available

Questions buyers ask about Mill Creek

Do I need my own agent to buy at Mill Creek?: The sales rep at Mill Creek works for Caruso Homes. Your own agent represents you, negotiates the incentives and the contract, and Caruso Homes pays that commission. Most builders only honor it if your agent is registered on your first visit, so tell them you are working with Sean before you walk in.
What is Caruso Homes offering at Mill Creek right now?: As of Sep 29, 2026: 40th Anniversary savings: up to $17,500 in closing costs and half off options up to $75,000 on new contracts; builder states offer ends 11/31/2026 as written; requires Caruso Homes preferred lender and title company. Offers change monthly and usually require the builder's lender; Sean confirms the current terms before you write.
How much do homes at Mill Creek cost?: Starting at $1,229,990. 9 plans. Starting prices are the builder's base prices at last check (Sep 29, 2026) and change with the homesite, elevation and options.
Can I use down payment assistance at Mill Creek?: Often, yes. Programs that cover Howard County, Maryland include Howard MIHU, Howard SDLP, HomeCredit MCC, MD Opportunity Grant, MMP 1st Time Advantage 3-4-5, MMP 1st Time Advantage 6000. Most allow new construction within their price limits and can stack with a builder closing-cost credit. The program and your lender decide eligibility, and assistance pays toward the down payment or closing costs, not the monthly payment.

Down payment programs that may stack here

Programs that cover Howard County, Maryland. Most allow new construction within their price limits; the program and your lender decide eligibility, and assistance pays toward the down payment or closing costs, not the monthly payment.

Ask Sean about Mill Creek

Sean pulls what Caruso Homes is offering right now, the programs that stack with it, and what to do before your first visit. Usually the same day.

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Details are from Caruso Homes’s published materials as of Sep 29, 2026 and are subject to change; confirm with the builder before you write. Caruso Homes is a trademark of its owner, used to identify the community only; Homes With Sean is not affiliated with Caruso Homes or any lender. Sean Evans is a licensed Maryland real estate agent with eXp Realty and represents buyers. Equal Housing Opportunity.

Ask Sean about Mill Creek

Touring a model this weekend?

Tell Sean first. Registering your agent on the first visit is what keeps the builder paying the commission and you keeping the incentives.

Get in touch (240) 221-5907