City of Rockville Moderately Priced Dwelling Unit (MPDU) Homeownership Program

At a glance

Amount

Below-market home price, not a cash grant

Type of help

Other help

Where

City of Rockville, Montgomery County

Run by

City of Rockville Housing Programs Division

First-time buyer

First-time buyers only

Income limit

Yes, see below

Homebuyer education

Required

How the other help works

A special purchase path, discount, or loan type that lowers what you need at closing.

• Monthly payment: None

Who qualifies

• First-time buyers only. The city requires first-time homebuyer status and the ability to qualify for a mortgage of at least $150,000.
• Income. Rockville publishes three tiers (50%, 60%, and 80% of AMI) and homes are priced to a tier. The table shows the 80% tier, the highest income allowed: $91,784 for 1 person, $104,896 for 2, $118,008 for 3, $131,120 for 4, $141,610 for 5 or more. Lower tiers: 1 person $57,400 at 50% and $68,838 at 60%. Limits apply when you sign a sales contract (posted 2026-09-22, no effective date shown).
• The home must be inside Rockville city limits. The program is a city program, separate from Montgomery County's MPDU program.
• All household members over 18 must document their income.
• Priority when homes are offered goes to households that live or work in Rockville, have a member over 55, or have more people.

How to apply

1. 1Complete Montgomery County's 6-hour first-time homebuyer class through Housing Initiative Partnership or any HUD-approved agency and keep the certificate.
2. 2Get a mortgage pre-approval letter. Ask your lender to use the city's sample letter format.
3. 3Submit the city's online MPDU homeownership application. A Certificate of Eligibility is issued in 3 to 4 weeks and must be renewed every 2 years.
4. 4Wait for the city to contact you when a home is offered. Homes go to the waiting list first come, first served, with the priority rules above.

Watch out for

• This is a 30-year control period. You must live in the home and cannot rent it out. A sale during the period goes through the city's resale process at a controlled price.
• On resale, Rockville Housing Enterprises gets a 45-day option to buy, then the waiting list gets 60 days. Keep receipts for improvements, they factor into the resale price.
• Inventory depends on what builders deliver. As of 2026-09-22 the city listed townhomes at Tower Preserve ($195,000 to $340,000) and Village at Upper Rock coming soon ($237,500 to $380,200).
• The city provides no financing. Your pre-approval must cover the controlled price.

Straight answers

Sources

• City of Rockville MPDU Homeownership Program page (read Sep 22, 2026)
• City of Rockville news: City's MPDU Program Opens Door to Affordable Homeownership (2026-05-01) (read Sep 22, 2026)

Program details are summarized from public sources and change without notice. Funding badges reflect the last time we checked, not a guarantee of availability. This is buyer education from a real estate agent, not a loan pre-approval or a commitment to lend. Eligibility is decided by each program administrator and your lender. Equal Housing Opportunity.